Job Description

Williams Homes is a privately held homebuilder based in Southern California and Great Western Home Loans is Williams inside Mortgage Company. Williams Homes has been consistently entering new markets such as Central Coast, CA, Montana, Idaho, Texas, Sacramento, CA and the High Desert, CA. An advantage of being a nimble and entrepreneurial family-owned company with our size and resources, which includes the addition of Great Western Home Loans 5 years ago.

We believe that home building is and always will be a fundamentally great business. Lance and Sadie Williams are committed to the long-term success of the company and to the employees. The most important assets in our company are the people that come to work at Williams Homes and Great Western Home Loans every day. We celebrate successes together and we work thru losses together. Becoming a Williams Homes and Great Western Homes Loans employee, means becoming a Williams family member.

Summary/Objective:

The Mortgage Loan Officer work closely with our clients and find the best mortgage loans for them. Responsible for initiating the mortgage process for potential clients, preparing, analyzing, and verifying mortgage loan applications for the purchase or refinance of real estate.

Essential Job Duties:

• Meets with and interviews potential and current clients to understand their lending needs including first-time mortgages, new mortgages, and refinance of existing loans.
• Explains the differences between and approval requirements of various types of mortgages; prepares and presents a lending package based on client specifications.
• Assists clients with completion of mortgage applications, obtaining and inspecting completed documents for accuracy and thoroughness.
• Reviews loan applications, gathers credit histories and reports, and determines applicants' capacity to repay and default risk.
• Monitor and report on application processes.
• Help resolve problems during loan process.
• Maintains knowledge of trends and developments in the local real estate market; current and predicted lending rates; and changes in rules, regulations, and best practices of various mortgages.
• Develops and maintains contacts with local realtors, developers, and builders to promote and encourage the use of GWHL.
• Maintains relationship with builder referral partner, including working onsite as needed.
• Ensure compliance with privacy laws and confidentiality policies throughout the process.
• Great Western Home Loans works together with Williams Homes as a builder referral partner, with a direct customer base coming from the Williams Homes new home communities.

Education, Knowledge, Skills and Abilities:

• High School Diploma Required. AA/BS degree in Finance or Business, a plus.
• 3+ years' experience as a mortgage loan officer or in a similar role.
• Previous experience in sales and customer support.
• Working knowledge of mortgage loan software (e.g. Calyx Point, Empower, Arive, or similar).
• Attention to detail, great mathematical and analytical skills.
• Must have a valid mortgage loan officer license in state working in.

DISCLAIMER: Please note this job description is not designed to be a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice. Employee may be asked to perform other duties as assigned. Williams Homes is an Equal Opportunity Employer.

Williams Homes, Inc. is not accepting unsolicited assistance from search/recruiting firms for this position. Please, no phone calls or emails. All submissions by search/recruiting firms to any employee at Williams Homes whether via email, Internet, phone call, or any form and/or method without a valid written agreement in place for this position will be deemed the sole property of Williams Homes. No fees will be paid in the event the candidate is hired by Williams Homes as a result of the referral.

Compensation details: 100000-150000 Yearly Salary

PI069bcaadab8a-30492-35707012

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